1099 work, and a tax bill you didn't see coming?

Uber, DoorDash, Instacart or freelance clients: Cora, your tax-prep guide, sorts your 1099s, finds the miles and costs you can deduct, and shows what to set aside next quarter. $59.99 per return. Schedule C shows on the quote.

2025 returns are $59.99; 2024 and 2023 returns are $59.99 plus a $14.99 past-year surcharge per year.

Started before? Continue where you left off
$59.99

256-bit encryption · IRS Pub 4557 safeguards

A phone with gig apps, a 1099-NEC form, a calculator and coins

What brings you here?

Sound familiar?

Nobody took taxes out

Apps and clients pay you in full. Self-employment tax for Social Security and Medicare comes due when you file.

A 1099-K that looks too big

It shows gross payments. Fees, miles and other costs come off before tax.

Miles you didn't track

Your app's trip history can help rebuild your business miles. We ask the right questions.

Quarterly what?

If you expect to owe, the IRS asks for payments during the year. We show a set-aside for each quarter.

How we help: self-employed and gig

How we fix it

  1. Tell us how you earned

    Apps, clients, a W-2 on the side. We list every 1099 to expect.

  2. We find your costs

    Miles, phone, supplies, fees and a home office, each with the rule behind it.

  3. Sign, then plan ahead

    See the return and the quote before you pay, plus a quarterly set-aside for next year.

Compare

Why us, side by side

Firms that prepare the return for you, on price, who does the work, and language. Tap a row for the full notes and links.

As of October 2026. Checked October 21, 2026. The columns are firms that prepare the return for you.

Price for a done-for-you 1099 return

  • Our priceFileMyTaxes$94.97W-2, Schedule C and a vehicle
  • TurboTax Expert Full Service$249Their sole-prop example
  • H&R Block tax pro$240+Before a state fee
  • TaxAct Xpert Full Service$99Self-Employed plan · state not published
  • Liberty TaxNot stated: Schedule C price not published
  • NATP 2025 average$359+Average 1040 plus Schedule C
Details and sources
  • FileMyTaxes

    A federal W-2 is $59.99. Schedule C is $24.99 per business and includes Schedule SE. One vehicle is $9.99. A Florida return with those lines is $94.97.

    Our price sheet and terms
  • TurboTax Expert Full Service

    TurboTax’s own sole-prop example is $249: $129 base, Schedule C $100, and one 1099-NEC $20.

    Source: turbotax.intuit.com
  • H&R Block tax pro

    The assisted estimator’s complex base is $160 plus $80 for self-employment, which is $240 before a state fee. A simple assisted return starts at $99.

    Source: hrblock.com
  • TaxAct Xpert Full Service

    $99 for the Self-Employed Xpert Full Service plan. A state fee is not published.

    Source: blog.taxact.com
  • Liberty Tax

    The published $69 price is only a Form 1040 with no schedules. A Schedule C or business-return price is not published.

    Source: libertytax.com
  • NATP 2025 average

    The average Form 1040 is $236. Schedule C runs $123 to $135 in a secondary report of the same study, so the low end of that stack is $359.

    Source: accountingtoday.com

Who prepares the return

  • Our priceFileMyTaxesYes: Cora: chat, call, email
  • TurboTax Expert Full ServiceYes: A tax expert
  • H&R Block tax proYes: A tax pro, in person or virtual
  • TaxAct Xpert Full ServiceYes: Done for you
  • Liberty TaxPartly: In-office preparation
  • NATP 2025 averageYes: Independent preparers
Details and sources
  • FileMyTaxes

    Cora, your tax-prep guide, does the work for you by chat, phone call and email. You confirm the numbers. A credentialed person reviews it only when that add-on is on the quote.

    Our price sheet and terms
  • TurboTax Expert Full Service

    A tax expert prepares the return and gives the final price before filing.

    Source: turbotax.intuit.com
  • H&R Block tax pro

    An H&R Block tax pro prepares the return, in person, virtually, or by drop-off.

    Source: hrblock.com
  • TaxAct Xpert Full Service

    Xpert Full Service is a done-for-you preparation, not software the client finishes alone.

    Source: blog.taxact.com
  • Liberty Tax

    Liberty Tax advertises in-office preparation. The homepage does not describe a return prepared from chat, a call, and email.

    Source: libertytax.com
  • NATP 2025 average

    An independent preparer in the NATP study prepares the return. The fee study is an average of those offices.

    Source: dam.natptax.com

Spanish support

  • Our priceFileMyTaxesYes: Included, no charge
  • TurboTax Expert Full ServicePartly: Spanish page, not confirmed for Expert
  • H&R Block tax proYes: Bilingual tax pros
  • TaxAct Xpert Full ServicePartly: Spanish page, not confirmed per plan
  • Liberty TaxNot stated: Not stated
  • NATP 2025 averageNot stated: Not in the study
Details and sources
  • FileMyTaxes

    The interview, the quote, and these pages are in Spanish. FileMyTaxesNear.me opens in Spanish. There is no language charge.

    Our price sheet and terms
  • TurboTax Expert Full Service

    TurboTax publishes a Spanish filing page. That page was not checked as a promise that Expert Full Service is entirely in Spanish.

    Source: turbotax.intuit.com
  • H&R Block tax pro

    H&R Block publishes Spanish tax preparation with bilingual tax pros.

    Source: hrblock.com
  • TaxAct Xpert Full Service

    TaxAct’s Xpert Full Service blog has a Spanish page. That page was not checked as a promise that every plan is prepared in Spanish.

    Source: blog.taxact.com
  • Liberty Tax

    Spanish service is not stated on the homepage we checked.

    Source: libertytax.com
  • NATP 2025 average

    The fee study does not say whether a preparer works in Spanish.

    Source: dam.natptax.com

Hand over a W-2

  • Our priceFileMyTaxesYes: Photo or upload
  • TurboTax Expert Full ServiceNot stated: You select forms
  • H&R Block tax proPartly: Drop-off in person
  • TaxAct Xpert Full ServiceNot stated: Not described
  • Liberty TaxNot stated: Not described
  • NATP 2025 averageNot stated: Not in the study
Details and sources
  • FileMyTaxes

    Photograph the W-2 or upload it. Cora, your tax-prep guide, reads the boxes and you confirm each one before it is used.

    Our price sheet and terms
  • TurboTax Expert Full Service

    The Expert Full Service price list says you select forms for your expert. It does not describe a phone photo.

    Source: turbotax.intuit.com
  • H&R Block tax pro

    Drop-off means you leave the documents with the tax pro. The page does not describe a phone photo.

    Source: hrblock.com
  • TaxAct Xpert Full Service

    The Xpert Full Service pages we checked do not describe a phone photo of a W-2.

    Source: blog.taxact.com
  • Liberty Tax

    The homepage does not describe a phone photo of a W-2.

    Source: libertytax.com
  • NATP 2025 average

    The fee study does not describe how a client hands over a W-2.

    Source: dam.natptax.com

Maximum-refund guarantee

  • Our priceFileMyTaxesNo: We don't promise one
  • TurboTax Expert Full ServiceNot stated: Not stated
  • H&R Block tax proNot stated: Not stated
  • TaxAct Xpert Full ServiceNot stated: Not stated
  • Liberty TaxNot stated: Not stated
  • NATP 2025 averageNot stated: Not stated
Details and sources
  • FileMyTaxes

    We do not guarantee a maximum refund. The meter is the calculator’s result from the numbers you confirm.

    Our price sheet and terms
  • TurboTax Expert Full Service

    A maximum-refund guarantee is not stated on the Expert Full Service price page we checked.

    Source: turbotax.intuit.com
  • H&R Block tax pro

    A maximum-refund guarantee is not stated on the tax pro page we checked.

    Source: hrblock.com
  • TaxAct Xpert Full Service

    A maximum-refund guarantee is not stated on the Xpert Full Service pages we checked.

    Source: blog.taxact.com
  • Liberty Tax

    A maximum-refund guarantee is not stated on the homepage we checked.

    Source: libertytax.com
  • NATP 2025 average

    The fee study does not state a national refund guarantee.

    Source: dam.natptax.com
Comparison
PointOur priceFile​My​TaxesTurboTax Expert Full ServiceH&R Block tax proTaxAct Xpert Full ServiceLiberty TaxNATP 2025 average
Price for a done-for-you 1099 return$94.97W-2, Schedule C and a vehicle$249Their sole-prop example$240+Before a state fee$99Self-Employed plan · state not publishedNot stated: Schedule C price not published$359+Average 1040 plus Schedule C
Details and sources
  • FileMyTaxes

    A federal W-2 is $59.99. Schedule C is $24.99 per business and includes Schedule SE. One vehicle is $9.99. A Florida return with those lines is $94.97.

    Our price sheet and terms
  • TurboTax Expert Full Service

    TurboTax’s own sole-prop example is $249: $129 base, Schedule C $100, and one 1099-NEC $20.

    Source: turbotax.intuit.com
  • H&R Block tax pro

    The assisted estimator’s complex base is $160 plus $80 for self-employment, which is $240 before a state fee. A simple assisted return starts at $99.

    Source: hrblock.com
  • TaxAct Xpert Full Service

    $99 for the Self-Employed Xpert Full Service plan. A state fee is not published.

    Source: blog.taxact.com
  • Liberty Tax

    The published $69 price is only a Form 1040 with no schedules. A Schedule C or business-return price is not published.

    Source: libertytax.com
  • NATP 2025 average

    The average Form 1040 is $236. Schedule C runs $123 to $135 in a secondary report of the same study, so the low end of that stack is $359.

    Source: accountingtoday.com
Who prepares the returnYes: Cora: chat, call, emailYes: A tax expertYes: A tax pro, in person or virtualYes: Done for youPartly: In-office preparationYes: Independent preparers
Details and sources
  • FileMyTaxes

    Cora, your tax-prep guide, does the work for you by chat, phone call and email. You confirm the numbers. A credentialed person reviews it only when that add-on is on the quote.

    Our price sheet and terms
  • TurboTax Expert Full Service

    A tax expert prepares the return and gives the final price before filing.

    Source: turbotax.intuit.com
  • H&R Block tax pro

    An H&R Block tax pro prepares the return, in person, virtually, or by drop-off.

    Source: hrblock.com
  • TaxAct Xpert Full Service

    Xpert Full Service is a done-for-you preparation, not software the client finishes alone.

    Source: blog.taxact.com
  • Liberty Tax

    Liberty Tax advertises in-office preparation. The homepage does not describe a return prepared from chat, a call, and email.

    Source: libertytax.com
  • NATP 2025 average

    An independent preparer in the NATP study prepares the return. The fee study is an average of those offices.

    Source: dam.natptax.com
Spanish supportYes: Included, no chargePartly: Spanish page, not confirmed for ExpertYes: Bilingual tax prosPartly: Spanish page, not confirmed per planNot stated: Not statedNot stated: Not in the study
Details and sources
  • FileMyTaxes

    The interview, the quote, and these pages are in Spanish. FileMyTaxesNear.me opens in Spanish. There is no language charge.

    Our price sheet and terms
  • TurboTax Expert Full Service

    TurboTax publishes a Spanish filing page. That page was not checked as a promise that Expert Full Service is entirely in Spanish.

    Source: turbotax.intuit.com
  • H&R Block tax pro

    H&R Block publishes Spanish tax preparation with bilingual tax pros.

    Source: hrblock.com
  • TaxAct Xpert Full Service

    TaxAct’s Xpert Full Service blog has a Spanish page. That page was not checked as a promise that every plan is prepared in Spanish.

    Source: blog.taxact.com
  • Liberty Tax

    Spanish service is not stated on the homepage we checked.

    Source: libertytax.com
  • NATP 2025 average

    The fee study does not say whether a preparer works in Spanish.

    Source: dam.natptax.com
Hand over a W-2Yes: Photo or uploadNot stated: You select formsPartly: Drop-off in personNot stated: Not describedNot stated: Not describedNot stated: Not in the study
Details and sources
  • FileMyTaxes

    Photograph the W-2 or upload it. Cora, your tax-prep guide, reads the boxes and you confirm each one before it is used.

    Our price sheet and terms
  • TurboTax Expert Full Service

    The Expert Full Service price list says you select forms for your expert. It does not describe a phone photo.

    Source: turbotax.intuit.com
  • H&R Block tax pro

    Drop-off means you leave the documents with the tax pro. The page does not describe a phone photo.

    Source: hrblock.com
  • TaxAct Xpert Full Service

    The Xpert Full Service pages we checked do not describe a phone photo of a W-2.

    Source: blog.taxact.com
  • Liberty Tax

    The homepage does not describe a phone photo of a W-2.

    Source: libertytax.com
  • NATP 2025 average

    The fee study does not describe how a client hands over a W-2.

    Source: dam.natptax.com
Maximum-refund guaranteeNo: We don't promise oneNot stated: Not statedNot stated: Not statedNot stated: Not statedNot stated: Not statedNot stated: Not stated
Details and sources
  • FileMyTaxes

    We do not guarantee a maximum refund. The meter is the calculator’s result from the numbers you confirm.

    Our price sheet and terms
  • TurboTax Expert Full Service

    A maximum-refund guarantee is not stated on the Expert Full Service price page we checked.

    Source: turbotax.intuit.com
  • H&R Block tax pro

    A maximum-refund guarantee is not stated on the tax pro page we checked.

    Source: hrblock.com
  • TaxAct Xpert Full Service

    A maximum-refund guarantee is not stated on the Xpert Full Service pages we checked.

    Source: blog.taxact.com
  • Liberty Tax

    A maximum-refund guarantee is not stated on the homepage we checked.

    Source: libertytax.com
  • NATP 2025 average

    The fee study does not state a national refund guarantee.

    Source: dam.natptax.com
  • Yes:
  • Partly:
  • Not stated:
  • No:
Notes, sources and trademarks
  1. Checked October 21, 2026. Starting-at prices are floors, so a real competitor total is often higher than the figure in the cell.
  2. H&R Block’s tax-office page says assisted filing starts at $99. An FAQ on another H&R Block page says in-person filing starts at $89. This table uses $99.
  3. TaxAct’s individual state fee is labeled extra and the amount is not published, so a $99 comparison can be a floor. TurboTax lists Schedule E with no added fee, so a rental comparison against TurboTax is a floor.
  4. Liberty Tax’s $69 price covers a Form 1040 with no schedules. Other Liberty prices are not published. State pricing for H&R Block starts at $75.
  5. Jackson Hewitt in-office prices are set by each franchise and are not published, so Jackson Hewitt is not a column.
  6. NATP figures are the 2025 fee-study averages, not a quote from one office. Schedule C’s $123 to $135 range is from a secondary report of that study. Business-return averages are not public in the 2025 study.
  7. This table is only firms that prepare the return for you. Software the client finishes alone is not a column.

Sources

  1. turbotax.intuit.com/personal-taxes/online/
  2. www.hrblock.com/tax-offices/
  3. blog.taxact.com/xpert-full-service-in-espanol/
  4. www.libertytax.com/
  5. www.accountingtoday.com/news/what-do-tax-preparers-charge
  6. dam.natptax.com/m/39796eb5ee56a576/original/TAXPROPages.pdf
  7. turbotax.intuit.com/personal-taxes/en-espanol/
  8. www.hrblock.com/espanol/
  9. www.hrblock.com/tax-offices/upfront-pricing/
  10. www.taxact.com/taxes-online

Why people trust us with this

Cora prepares, you approve

Cora, your tax-prep guide, prepares the return. You see it and the quote before you pay. Want a tax pro to check it? Add EA or CPA review.

Your information stays locked

256-bit field encryption for SSNs, ITINs and documents. You review every figure before you sign.

$59.99 per return

2025 returns are $59.99; 2024 and 2023 returns are $59.99 plus a $14.99 past-year surcharge per year. Any add-on is on the quote before you pay.

Basic federal W-2 return

$59.99

One federal Form 1040, one W-2, the standard deduction, and a 15-minute consult. Cora, your tax-prep guide, prepares it. Nothing is sent to the IRS until an e-file partner is connected.

See pricing

Questions

Do I have to file if I only made a little?

If your net self-employment earnings were $400 or more, yes, even if you never got a 1099.

Is a 1099-K all profit?

No. It's gross payments. Fees, miles and other business costs come off first.

What will it cost?

The return is $59.99. Schedule C for your work is $24.99 and includes Schedule SE. You see the full quote before you pay.

When is my return filed?

After you review and approve it. We file once you approve and e-file is connected, and we don't promise a date we can't control.

More help